Stop Creditor Harassment
Alpharetta Bankruptcy Attorney Who Is On Your Side
Debt can be difficult enough to deal with without constant reminders that you are behind on your payments. What creditors refer to as collection efforts, the rest of us may call harassment. If constant collection attempts are becoming overwhelming, it is important to discuss your options with an experienced Alpharetta lawyer.
At The Law Offices of Daniel W. Mitnick & Associates, P.C., we can help provide you with the peace of mind you deserve. Our lawyers have been helping clients achieve brighter financial futures for more than 2 decades, and our firm has a track record of success. We are 100% focused on you, and dedicated to the best possible resolution of your situation. Take advantage of our complimentary consultation.
Many people are unaware of their rights as consumers, which are protected under the Fair Debt Collection Practices Act (FDCPA). Under the FDCPA, there are activities that creditors and collection agencies cannot engage in. Prohibited behavior includes:
- Using profane language
- Calling after 9:00 p.m.
- Calling before 8:00 a.m.
- Contacting debtors at their places of employment
- Communicating collection attempts to third parties
- Seeking amounts higher than what is actually owed
Protecting Yourself and Stopping Harassment
One of the best ways to stop creditor harassment is to retain a knowledgeable Alpharetta attorney to represent you and file for bankruptcy. It is against the law for a creditor or collection agency to continue contacting a debtor who is being represented by an attorney. When you file Chapter 7liquidation or Chapter 13 reorganization, an automatic stay will go into effect, putting a stop to all collection attempts by your creditors.
Contact Us Today for Help
Our team of dedicated legal professionals has 25 years combined experience. We understand state laws as they pertain to debt, bankruptcy, and collection practices. Our seasoned Alpharetta lawyer can develop a personalized strategy for your case to ensure that your rights are protected. Contact our firm today to get the relief you need from overwhelming debt and stop creditor harassment.