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  • 3180 North Point Parkway Alpharetta, GA 30005

Filing for Chapter 13 Bankruptcy | Alpharetta Bankruptcy Attorney

Chapter 13 Bankruptcy Lawyer in Alpharetta

Why File For Reorganization Bankruptcy?

Not everyone will qualify to file for Chapter 7. Depending on your circumstances, Chapter 13 could be your best bankruptcy option at any rate. It can protect most property and assets, such as your
home and you vehicles, and give you an opportunity to restructure your debt payments to a manageable level. You will need to work with a knowledgeable Alpharetta attorney to determine your eligibility and whether Chapter 13 is the best debt relief option for you.

At The Law Offices of Daniel W. Mitnick & Associates, P.C., we have been helping individuals resolve difficult financial situations for more than 2 decades. Our lawyers have earned the respect of our clients and peers and a reputation for success. Go here to see our client testimonials. We have helped countless clients out of overwhelming debt. We provide high quality, personalized representation, and we are 100% focused on the best possible outcome for your case.

Filing for Chapter 13

Our dedicated Alpharetta lawyer will work with you to determine your eligibility to file Chapter 13. We will discuss your employment situation, your financial status, and how high your debts may be. Typically, individuals with unsecured debt totaling less than $360,475 and secured debt of $1,081,400 or less are potentially eligible to file.

You will have to show that you will work with your attorney to file a petition with the bankruptcy court in order to file for Chapter 13. There will be a meeting of creditors to discuss your proposed payment plan, and your lawyer can accompany you to the meeting. After the creditors’ meeting, there will be a confirmation hearing, in which approval of your proposed payment plan is determined.

Working with The Law Offices of Daniel W. Mitnick & Associates

Most people accrue debt with the intention of repaying it, and never intend to have to file for bankruptcy. At our firm, we understand how frustrating financial difficulties can be, and we will do all we can to help put your mind at ease. There are definite benefits to filing for bankruptcy under Chapter 13 or Chapter 7, and we can help you determine which course of action is right for you.
Contact us today for a complimentary consultation via telephone.