Bankruptcy Attorney in Alpharetta
Trusted Legal Counsel for Your Case
Are you constantly being harassed by creditors and debt collectors? Have your bills begun to pile up? If you feel that you are drowning under the weight of your debt and have tried everything to get caught up, you may be overwhelmed by stress. Debt can be a scary thing, but at The Law Offices of Daniel W. Mitnick & Associates, we stand ready to provide you with options to help eliminate your debt. When you work with our team, we will thoroughly review your case and provide you with an effective solution to help stop the collection attempts and get on top of your financial troubles. Our team has more than 25 years of collective experience, and we can help you understand your options and file for bankruptcy if necessary.
Each year, thousands of Americans find themselves in tight financial situations. Contrary to popular belief, bankruptcy is actually a highly beneficial way to discharge debts and to get a new start on finances. Our team will work with you to review your debts and finances, understand your income, and establish the right legal solution to your case. We can provide you with information on the various forms of bankruptcy available under the United States Bankruptcy Code and provide you with a bankruptcy means test. You should never feel like you are facing this troubling time alone. If you have concerns about your situation, we encourage you to contact an Alpharetta bankruptcy attorney from our team right away.
Filing for Bankruptcy in Georgia
If you are facing insurmountable debt, you have a few options available to you. At The Law Offices of Daniel W. Mitnick & Associates, we will provide you with a bankruptcy means test to help determine your eligibility to file under either Chapter 7 or Chapter 13. Regardless of the specific chapter that you file under, you can begin to feel the weight of debt begin to lift the moment that you file.
In Chapter 7 bankruptcy, also known as liquidation bankruptcy, all non-exempt assets will be sold to help repay creditors. In order to be eligible to file under this chapter, your disposable income will be evaluated under a Chapter 7 bankruptcy means test. If you are ineligible to file under Chapter 7, you can still obtain the benefits of bankruptcy by filing for Chapter 13.
Chapter 13 bankruptcy allows you retain all your assets and property while still working toward becoming debt free. Under this chapter, you can gradually repay debts over the course of about five years. This repayment plan is established and regulated by a Georgia bankruptcy court and is designed to assist you in repaying debts and becoming financially stable. After the completion of the allotted payment plan, any remaining debts could be discharged by the bankruptcy court. Whether you file for Chapter 7 or Chapter 13 bankruptcy, you will still receive almost immediate benefits. The moment you file, an automatic stay will be placed onto your accounts, which means that all foreclosure attempts, wage garnishments and creditor harassment will be forced to cease. If bankruptcy sounds like the right option for you, you need to contact The Law Offices of Daniel W. Mitnick & Associates immediately.
Work with The Law Offices of Daniel W. Mitnick & Associates
Our goal is to always provide the best possible representation to our clients and ensure that they receive favorable outcomes for their cases. We understand that this time in your life can be stressful, but with the guidance of The Law Offices of Daniel W. Mitnick & Associates, you can reach a swift and favorable resolution. Our attorneys are skilled litigators who are not afraid to defend your case in a court of law. We have provided trusted advocacy for countless individuals throughout the Fulton County area and we may be able to help you as well. If you are considering filing for bankruptcy, or if you are looking for possible alternatives to filing, do not hesitate to contact an Alpharetta bankruptcy lawyer from our team today. Call us for your complimentary consultation to get started!